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Accelerated Benefit Riders

The video above shows a testimonial from Chris Edwards, a client that took advantage of AIG’s Accelerated Benefit Rider and how it helped not only him but his family as well. Chris had not had any medical or health issues that would have caused any worry for the future, however, he purchased this new term insurance product because of the value it provides if something were to happen. 

Two years later, Chris began having health issues. He was diagnosed with Multiple Myeloma, bone marrow cancer. He started chemo treatments right away, but was still in need of a bone marrow transplant. During this time, bills had started to pile up and the stress of going through a traumatic experience such as cancer had worn him and his family down. 

Chris made the call to his advisor who reminded him of his Accelerated Benefit Rider on his Quality of Life policy. Chris was able to qualify for over $600,000! With that income Chris was able to afford the surgeries and care-giving needed following his transplants. The benefit rider helped him not only recover from cancer, but buy a house on the lake, help buy a house for his son, helped his daughter have the wedding of her dreams and was able to walk her down the aisle. 

This exclusive product can help change your clients lives. If one of your clients were to ever get sick, wouldn’t you want to be able to provide up to $2 Million for Terminal, Chronic, and Critical Illnesses? We know we would. 

A Smarter Way to Invest Market Summary 2-5-20

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MARKET SUMMARY Provided By: Adam Blocki, CFA, CFP® - Senior Portfolio Manager Aside from two brief hiccups in the second half of the month, January saw most major equity indexes continue their march higher. Unfortunately, those two brief periods saw the S&P 500...

A Smarter Way to Invest Market Summary

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What makes a good fiduciary?

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A strong client relationship is important, but sometimes it is not enough. To be successful, other disciplines can’t be ignored.  Ask yourself what do investors look for in a financial advisor? It seems like a simple question to answer, but it’s not.  Remind clients...

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